’A’ PRIMARY ROLES

A.1 Assessing, determining, and advising on the client’s needs.

A.2 Assisting in evolving the appropriate schedule of insurance for each policy.

A.3 Negotiating on behalf of the client of the premium rate, policy terms/conditions, and warranties considered equitable within the current market trend.

A.4 Presentation of data to the insurer in the form required for policy underwriting to facilitate the issuance of policy documents, and upon receipt of such policy documents from the insurer to the insured.

A.5 Cross-checking the figures, terms, conditions, warranties, etc. to eliminate the error of any type or sometimes un-agreed imposition of certain terms which may vitiate a claim. All such flaws are to be effectively rectified before passing on the documents to the insured.

’B’ CONTINUOUS SERVICES AND RISK ASSESSMENT

B.1 Our staff make periodic visits to clients’ premises to observe the operations, employees, and equipment with a view to highlighting areas of exposure yet uninsured and other relevant matters.

B.2 We draw the clients’ attention to new laws or regulations affecting their insurance.

B.3 We monitor annual renewals, remind the client a month in advance, and organize a review of existing insurance arrangements at every renewal anniversary.

B.4 We assist the client in monitoring premium payment within the terms of the policies in order to facilitate claims settlement.

’C’ CLAIMS

C.1  We assist and guide the client on claims documentation and presentation to the insurers.

C.2  We negotiate the basis and figures of settlement and obtain payment for the client.

C.1  We assist and guide the client on claims documentation and presentation to the insurers.

C.2  We negotiate the basis and figures of settlement and obtain payment for the client.

SOME OF THE RISKS WE CAN PACKAGE FOR OUR CLIENTS

GENERAL ACCIDENT RISKS

  1. Motor Insurance
  2. Fire and Allied Perils (Material Damage) Insurance
  3. Theft/Burglary Insurance (Private & Commercial Buildings)
  4. Consequential Loss Insurance
  5. Goods-In-Transit Insurance
  6. Money Insurance
  7. Fidelity Guarantee Insurance
  8. Householders Comprehensive Insurance
  9. All Risks Insurance
  10. Professional Indemnity Insurance & Public Liability Insurance
  11. Marine Cargo Insurance
  12. Products Liability Insurance

LIFE ASSURANCE SCHEMES

  1. Group Life Assurance
  2. Deposit Administration
  3. Pure Endowment
  4. Endowment Assurance
  5. Pure Pension
  6. Whole Life Assurance
  7. Investment Linked Policies
  8. National Health Insurance Scheme

SPECIAL RISKS

  1. Marine Hull
  2. Contractors’ All Risks Insurance
  3. Plant All Risks Insurance
  4. Machinery Breakdown Insurance
  5. Performance Bonds
  6. Advance Payment Bonds
  7. Oil and Energy Insurance

AGRICULTURAL INSURANCE

  1. Crop Insurance
  2. Livestock Insurance
  3. Commercial Insurance for special Animal