Fire And Special Perils:
This policy provides indemnity for loss or damage as a result of fire, lightning and explosion of boilers. This cover also covers a wide range of perils including loss/damage arising from storm, flood, landslides, riot, strike, malicious damage, impact as a result of animal, aircraft or vehicles, bursting and/or overflow of water tanks, apparatus and […]
Marine Insurance
This policy provides indemnity for loss or damage to the insured hull or cargo and could be further divided to as stated below: Marine Hull Insurance Policy: Hull insurance is an insurance policy especially designed for covering ship damage expenses. Where the ‘Hull’ refers to the main body of the ship. Hull insurance also includes any […]
Computer All Risk
This policy provides cover for loss or damage to computer equipment/systems, including electronical data processing installations such as hard disks drives, disks, tapes, cards etc. Laptops, tablets and smartphones are also covered in the policy. Cover provided includes, but is not limited to, loss or damage arising as a result of impact from objects dropping […]
Group Life Assurance (GLA)
The Group Life also known as Death-in-Service provides compensation for the dependants of employees who died while in their service. The objective here is to provide a lump Sum for the benefit of the dependent(s) of any deceased employee. This is flexible as it could be arranged either as a chosen Enhanced Flat Amount or […]
Goods-In-Transit (GIT) Insurance
This policy provides indemnity for loss or damage to the property insured whilst in transit, loading or unloading or temporary housed whilst in course of transit. arising from fire, theft or accidental damage. This policy does not cover delicate or fragile goods such as glass and explosives (unless declared at the start of the policy). […]
Fidelity Guarantee
This policy provides indemnity for the insured against all direct pecuniary loss sustained by any act of fraud or dishonesty committed by any of the insured employees in connection with the employee’s occupation during the period of guarantee and discovered during the currency of the policy or within twelve months of its expiry or termination […]
Fire And Special Perils
This policy provides indemnity for loss or damage as a result of fire, lightning and explosion of boilers. This cover also covers a wide range of perils including loss/damage arising from storm, flood, landslides, riot, strike, malicious damage, impact as a result of animal, aircraft or vehicles, bursting and/or overflow of water tanks, apparatus and […]
Motor Insurance
Motor insurance is an insurance policy that covers the policyholder in case of financial losses resulting from an accident or other damages. It is a compulsory insurance under the Motor Vehicles (Third Party Insurance) Act 1950. There are three relevant covers under this heading: Comprehensive Motor Insurance Policy: This is the highest level of protection […]